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Welcome to C&M Insurance

Your Trusted Source for the Best Insurance!

C&M Insurance has been serving the people of Northern Michigan  since 1986. Our dedicated team of licensed agents specialize in finding the best coverage at a competitive price, insuring you have the proper coverage. We offer a wide range of products tailor-made to meet your specific business or personal requirements. Let us worry about your future so you can enjoy your present.

Call us today for more information!

We Provide Solutions

 To Protect What's Important to YOU!


Personal Insurance

Personal insurance can be for your home, auto or recreational vehicles. No matter what you own, you need to insure it properly. C&M Insurance's experienced agents will offer you the best protection for your assets and your property.


Life and Health Insurance

It’s important to keep yourself protected. That is why C&M Insurance offers the best possible Life Insurance Package in the industry, to guarantee that you and your family live your lives free of worries. Contact one of our consultants today to understand more about what we do and let us do all the work so you can relax for a change.


Business Insurance

Whether you are a one person contractor or the owner of a large business with numerous employees, you'll need the right type of policy for your type of business. C&M's lifeblood is commercial insurance. We will make sure your coverages match your needs and go to bat for you with our carriers to get the best coverage for the money.

Farm Insurance

Michigan is 3rd largest diversified State in agriculture in the United States, just behind California and Florida. Farming is in our blood. From the complexities of our fine Wineries, Christmas Tree and dairy farms to a local hobby farm, we have you covered. C&M Insurance represents several of the best of the best Farm Insurance markets in the United States. We understand the importance of your animals and/or your crops and how to best insure your farm against all the perils; including things such as freezing and smothering. Give us a call today for a no obligation quote on your farm insurance.

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